Affirm

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. We are seeking a seasoned Staff Engineer to help drive our Continuous Integration (CI) team. This role is critical in ensuring the reliability, scalability, and efficiency of our development pipelines, enabling engineers across the company to ship high-quality software quickly and confidently. The Staff Engineer will help drive the design, implementation, and optimization of systems that support automated testing, build orchestration, and deployment. What you’ll do - Systems & Operations - Own the design, scalability, and reliability of build and pipelines across multiple services and platforms. - Ensure fast, reliable feedback cycles for developers by optimizing build times, test coverage, and reporting. - Implement monitoring, alerting, and incident response processes for CI systems to minimize downtime. - Collaboration & Enablement - Work closely with across engineering to ensure smooth integrations and deployment workflows. - Identify developer pain points and lead initiatives to improve productivity through tooling, automation, and best practices. - Evangelize CI/CD practices across the organization to raise engineering efficiency standards. - Leadership & Strategy - Contribute to and help drive the vision for continuous integration and developer productivity infrastructure. - Lead and mentor other CI engineers, fostering a culture of ownership, collaboration, and technical excellence. - Partner with engineering leadership to align CI systems with broader product and platform goals. What we look for - Proven experience driving and leading engineering efforts in CI, build systems, or developer productivity domains. - Strong background in modern build systems (e.g. GitHub, Buildkite, Artifactory, Bazel). - Familiarity with cloud-native environments (AWS, Kubernetes) and infrastructure-as-code practices. - Solid programming background (Python, Kotlin, Java, or similar) and ability to guide technical decision-making. - Excellent problem-solving skills, with the ability to balance long-term vision with short-term impact. - This position requires either equivalent practical experience or a Bachelor’s degree in a related field - Proficiency with managing build systems and frameworks for large monorepos. Preferred experience in Bazel. - Active contributor to open source projects or previous experience with large-scale software development at a leading tech company is a plus. About You: - You are driven by a passion for CI/CD and possess a deep commitment to enhancing developer experiences. - You excel in a collaborative team setting, valuing diverse perspectives and contributions. - You are proactive, taking initiative to solve complex systems challenges and drive impact across the organization. - Demonstrates curiosity about AI tools and emerging technologies, with a willingness to learn and leverage them to enhance productivity, collaboration, or decision-making. <div&g

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. We are seeking a seasoned Engineering Manager to lead our Resilience Engineering team. This role is critical in ensuring the safety and reliability of our production systems through proactive validation techniques, including production load testing and chaos engineering. You will lead the development of systems and practices that allow engineers to safely test system behavior under stress and failure conditions in production, ensuring issues are discovered and mitigated before they impact real users. What you’ll do Leadership & Strategy - Define and drive the vision for resilience engineering at Affirm, with a focus on production load testing and chaos engineering as first-class engineering practices. - Lead and mentor a team of engineers building platforms and tooling for safe production experimentation. - Partner with infrastructure, product, and security leadership to embed resilience validation into the software development lifecycle. - Establish best practices for safely testing system limits and failure scenarios in production. Systems & Operations - Own the design and evolution of platforms that enable safe, controlled production load testing and fault injection. - Ensure strong safeguards are in place, including isolation boundaries, approval workflows, and automated rollback mechanisms to protect real users. - Build systems that provide end-to-end observability, traceability, and auditability for all resilience experiments. - Drive reliability improvements by systematically identifying weaknesses through load testing and chaos experiments. - Establish monitoring, alerting, and incident response practices tailored to proactive resilience validation. Collaboration & Enablement - Work closely with engineering teams to design and execute production load tests and chaos experiments safely. - Partner with infrastructure teams to build guardrails around tests and experimentations. - Enable teams to adopt resilience practices by providing reusable tooling, frameworks, and standardized workflows. - Identify systemic weaknesses and lead cross-functional efforts to improve reliability and fault tolerance. - Evangelize a culture of “test failure before failure tests you” across the organization. What we look for - Proven experience leading engineering teams in reliability, infrastructure, or distributed systems. - Hands-on experience with production load testing, chaos engineering, or large-scale system validation. - Experience with leveraging a chaos engineering vendor such as Gremlin, Harness, or something simi

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. About the Legal, Compliance, and Public Affairs team The Legal, Compliance, and Public Affairs team is a group of dedicated professionals committed to helping Affirm scale, innovate, and provide outstanding products for consumers, merchants, and key partners. We combine legal, compliance, and policy expertise to guide growth, shape products, and build trust across our ecosystem. Our work spans multiple professional disciplines and provides the foundation for Affirm’s mission to deliver honest financial products. Affirm’s Compliance team designs and implements a compliance program that proactively addresses regulatory requirements while also identifying potential compliance issues that may arise. Compliance program activities include advisory, training, testing & monitoring, reporting, and oversight. Although a second line of defense, Compliance partners with the business to support new products, markets, and initiatives, as well as issue identification, remediation plans, and risk assessment. Compliance uses multiple data sources to enable informed decision-making, strengthen controls, and support better outcomes for consumers. Affirm is seeking a Compliance Lead to join the Direct-to-Consumer Product Compliance team. This role is primarily focused on product advisory, with close partnership across Product, Engineering, and Operations teams throughout the development lifecycle. You will engage in the decision-making process, helping teams identify key risks, ask the right questions, and navigate complex and ambiguous scenarios. While regulatory requirements may be clearly defined, applying them in a product context often requires thoughtful interpretation. In this role, you will operate effectively in gray areas, balancing regulatory expectations with business and customer considerations, and providing guidance that is both compliant and practical. You will work with cross-functional partners to evaluate tradeoffs and develop flexible, well-reasoned solutions that enable progress while managing risk. The Compliance Lead will play a key role in ensuring business partners adhere to applicable regulatory requirements and internal policies. You will collaborate closely with Legal and Compliance stakeholders to assess risk, interpret regulatory requirements, and guide teams toward effective and sustainable compliance outcomes. The ideal candidate brings a strong background in financial services compliance, a solid understanding of the fintech landscape, and demonstrated experience advising on consumer-facing products within complex regulatory environments. What You’ll Do - Collaborate with the Product teams to optimize Affirm's offerings by identifying and mitigating compliance risks without compromising business objectives. - Review and approve financial services marketing materials to ensure they comply with regulations and industry standards. - Partner cross-functionally with Compliance, Legal, Risk, and Product to complete reviews and address root causes of compliance issues. - Develop and maintain compliance training and reference materials. - Operate in a fast-paced environment while delivering detailed and diligent work. - Support the completion of the compliance risk assessment and control inventory, including collecting and documenting results.

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. Affirm is building the next generation of customer identity and authentication. This role is a hands-on engineering position inside Information Security, focused on designing and shipping core CIAM capabilities that protect customers and support growth. You will build and operate backend services that power registration, login, authorization, and account lifecycle flows across B2C and B2B experiences. You will work closely with partner engineering teams and ensure identity features are delivered with strong security fundamentals, reliability, and operational rigor. What you’ll do - Design, build, and operate core CIAM backend services that support customer registration, authentication, authorization, account lifecycle, and profile management for B2C and B2B platforms. - Implement and extend identity standards such as OAuth 2.0, OIDC, SAML, and SCIM in code, ensuring correctness, scalability, and clean integration patterns. - Develop backend APIs and services in Python and Kotlin that expose identity capabilities to web, mobile, and partner applications. - Integrate CIAM platforms with internal systems, including user data stores, messaging, fraud signals, and downstream customer platforms. - Own secure authentication and account flows end to end, including MFA, step-up authentication, device binding, consent, and adaptive authentication logic. - Automate CIAM infrastructure and deployments using Infrastructure as Code and CI/CD pipelines, treating identity as a core platform service. - Monitor, debug, and optimize CIAM services for performance, resilience, and abuse detection in high-scale environments. What we look for - Strong experience designing and implementing CIAM systems, with deep, hands-on knowledge of OAuth 2.0, OIDC, SAML, and SCIM beyond basic configuration. - 5+ years of professional backend software engineering experience - Strong production experience in Python or a similar backend language - Experience designing APIs, automation frameworks, and distributed systems - Hands-on experience building and maintaining CI/CD pipelines - Experience with GitHub-based development workflows and Buildkite or similar build systems - Experience with cloud-native development, preferably AWS - Hands-on experience extending and integrating CIAM platforms such as Okta, Auth0, Ping Identity, ForgeRock, or Azure AD B2C using custom code, hooks, and APIs. - Solid understanding of backend and distributed systems fundamentals, including API design, data modeling, latency, error handling, and observability. - Experience with Infrastructure as Code and automation tools such as Terraform, plus CI/CD pipelines for deploying backend services. - Strong security fundamentals applied through engineering, including access control models, token handling, encryption, MFA, and privacy by design. - Clear communication skills and the ability to work closely with product, frontend, mobile, and security teams while owning backend identity services. - Familiarity with tools such as Cursor and other AI-augmented development environments <span data-formula-id="UiWCfEIrRy" data-error="false" data-placeholder="fal

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. Affirm is seeking a Staff Full Stack Software Engineer to join the Acquisition & Onboarding team within the Consumer org. This is a high-impact leadership role for an engineer who can set technical direction, drive architectural decisions, and elevate the quality and velocity of full stack development across mobile, web, and backend systems. The team plays a critical role in shaping the first experience customers have with Affirm—building trust, clarity, and value from the very first interaction. As a Staff Engineer, you will be responsible for defining long-term technical strategy, mentoring senior engineers, and acting as a force multiplier through your technical depth, operational excellence, and ability to navigate ambiguity. You'll work at the intersection of product, design, and engineering to build polished, performant, and accessible user experiences that directly impact conversion, retention, and business growth. What You'll Do - You will be responsible for setting technical strategy for your team on a year-long time scale, and help your team tie it together with critical, business-impacting projects. - You will collaborate across teams in the product development lifecycle by collaborating with product management, design & analytics to ensure technical sustainability, risks and trade-offs are well understood and managed. - You will act as a force-multiplier for your team through your definition and advocacy of technical solutions and operational processes. - You take ownership of your team’s operations and availability by ensuring you have the right monitoring, triage rotations, playbooks, policies, testing and alerting in place to support “keep the lights on” & on-call efforts. - You will foster a culture of quality and ownership on your team by setting code review and design standards for your team, and advocating for them beyond your team through your writing and tech talks. - You will help develop talent on your team by providing feedback and guidance, and leading by example. - On-Call Rotation - There would be an on-call rotation for this role as a requirement What We Look For - You have a total of 8+ years of experience as a software engineer. - You are proficient in designing, developing and launching backend systems at scale technologies like Python, Kotlin, AWS, MySQL, and Kubernetes - You are proficient in developing web apps using declarative UI frameworks like React, React Native or Vue. - You have experience delivering major features, system components or deprecating existing functionality in a system through the definition of a technical and execution plan. You write high quality code that is easily understood and used by others. - You thrive in ambiguity, and are comfortable moving from low level language idioms all the way to the architecture of large systems to understand how they work. <li

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. About the Finance team The Finance team ensures Affirm remains financially sound and strategically positioned for growth. Our team manages financial planning, accounting, pricing, vendor management, tax, investor relations, and corporate development. We deliver timely insights, accurate reporting, and careful analysis to support decision-making. From day-to-day financial operations to major investments, we enable sustainable, informed growth by maintaining strong fiscal discipline. About the team We're looking for a passionate and analytically minded professional to join the Strategic Finance team to support the growth of Affirm’s topline revenue streams with large business-to-business (“B2B”) merchant partners. Strategic Finance is responsible for driving company strategy, empowering executive decision making with real time forecasts and analytics, and guiding the company towards achieving its goals. This high impact, highly visible role sits on the Revenue Finance group, a scrappy, tight-knit team with outsized cross-functional impact and ownership. The ideal candidate will not only have superb technical skills but also strong interpersonal skills and the ability to influence and present to all levels of the organization. What you'll do - Partner with cross functional leaders (i.e. Product, Growth Analytics, Credit, Revenue and, Merchant Pricing) to drive business outcomes through strategic and analytic support - Build and maintain financial models to forecast, reconcile, and describe variances for our gamut of metrics - Collaborate with our ML modeling team to marry your modeling with aggregated ML forecasts - Establish top-line performance metrics and targets, analyze and report realized financial performance to Executives and other company leaders, and drive accountability for results - Design and deliver scalable automated user and financial dashboards and analytics for cross departmental and executive consumption What we look for - Passion and drive to disrupt the lending and financial industry for the better - Strong sense of ownership, intention, intellectual curiosity, and an ability to think creatively and critically and thrive in a fast-paced, dynamic, and often ambiguous work environment - 5+ years experience in fast-paced analytical roles (strategic finance, investment banking, consulting, data science, analytics, etc.) - Exceptional analytical skills and the ability to synthesize complex financial information into clear, concise reports - High attention to detail but an equally important ability to see the big picture and evaluate analyses with strategic business context - Strong interpersonal and communication skills, with the capability to navigate cross-functional collaborations effectively and be front and center with company executives - Curiosity to build things (processes, models, etc.) with/for/around AI - Building contextual models / files a plus - Experience with merchant payments and/or providing analytical support to B2B client relationship and sales teams a plus - Excellent working proficiency in excel (you should be prepared for a financial model case study), and comfort with SQL, Looker and/or other data visualization tools; Python knowledge a plus Pay Grade - K Equity Grade - 6 Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.) USA base pay range (CA, WA, NY, NJ, CT) per year: $145,000 - $205,000 USA base pay range (all other U.S. states) per year: $128,000 - $188,000 Please note that visa sponsorship is not available for this position. LI-Remote Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities. We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include: - Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents - Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses - Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge - ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process. [For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records. By clicking "Submit Application," you acknowledge that you have read Affirm's Global Candidate Privacy Notice and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. About the Finance team The Finance team ensures Affirm remains financially sound and strategically positioned for growth. Our team manages financial planning, accounting, pricing, vendor management, tax, investor relations, and corporate development. We deliver timely insights, accurate reporting, and careful analysis to support decision-making. From day-to-day financial operations to major investments, we enable sustainable, informed growth by maintaining strong fiscal discipline. About the team We're looking for a passionate and analytically minded professional to join the Strategic Finance team to support the growth of Affirm’s top-line in revenue streams with large business-to-business (“B2B”) merchant partners. Strategic Finance is responsible for driving company strategy, empowering executive decision making with real time forecasts and analytics, and guiding the company towards achieving its goals. This high impact, highly visible role sits on the Revenue Finance group, a scrappy, tight-knit team with outsized cross-functional impact and ownership. The ideal candidate will not only have superb technical skills but also strong interpersonal skills and the ability to influence and present to all levels of the organization. What you'll do - Partner with cross functional leaders (i.e. Product, Growth Analytics, Credit, Revenue and, Merchant Pricing) to drive business outcomes through strategic and analytic support - Build and maintain financial models to forecast, reconcile, and describe variances for our gamut of metrics - Collaborate with our ML modeling team to marry your modeling with aggregated ML forecasts - Establish top-line performance metrics and targets, analyze and report realized financial performance to Executives and other company leaders, and drive accountability for results - Design and deliver scalable automated user and financial dashboards and analytics for cross departmental and executive consumption What we look for - Passion and drive to disrupt the lending and financial industry for the better - Strong sense of ownership, intention, intellectual curiosity, and an ability to think creatively and critically and thrive in a fast-paced, dynamic, and often ambiguous work environment - 2+ years experience in fast-paced analytical roles (strategic finance, investment banking, consulting, data science, analytics, etc.) - Exceptional analytical skills and the ability to synthesize complex financial information into clear, concise reports - High attention to detail but an equally important ability to see the big picture and evaluate analyses with strategic business context - Strong interpersonal and communication skills, with the capability to navigate cross-functional collaborations effectively and be front and center with company executives - Curiosity to build things (processes, models, etc.) with/for/around AI - Experience with merchant payments and/or providing analytical support to B2B client relationship and sales teams a plus - Excellent working proficiency in excel (you should be prepared for a financial model case study), and comfort with SQL, Sigma, Cursor and/or other data visualization tools; Python knowledge a plus Pay Grade - I Equity Grade - 3 Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. Base pay is part of a total compensation package that may include monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents). In addition, the employees may be eligible for equity rewards offered by Affirm Holdings, Inc. (parent company). CAN base pay range per year: $89,000 - $139,000 LI-Remote Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities. We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include: - Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents - Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses - Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge - ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process. [For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records. By clicking "Submit Application," you acknowledge that you have read Affirm's Global Candidate Privacy Notice and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. We are seeking a seasoned Staff Engineer to help drive our Continuous Integration (CI) team. This role is critical in ensuring the reliability, scalability, and efficiency of our development pipelines, enabling engineers across the company to ship high-quality software quickly and confidently. The Staff Engineer will help drive the design, implementation, and optimization of systems that support automated testing, build orchestration, and deployment. What you’ll do - Systems & Operations - Own the design, scalability, and reliability of build and pipelines across multiple services and platforms. - Ensure fast, reliable feedback cycles for developers by optimizing build times, test coverage, and reporting. - Implement monitoring, alerting, and incident response processes for CI systems to minimize downtime. - Collaboration & Enablement - Work closely with across engineering to ensure smooth integrations and deployment workflows. - Identify developer pain points and lead initiatives to improve productivity through tooling, automation, and best practices. - Evangelize CI/CD practices across the organization to raise engineering efficiency standards. - Leadership & Strategy - Contribute to and help drive the vision for continuous integration and developer productivity infrastructure. - Lead and mentor other CI engineers, fostering a culture of ownership, collaboration, and technical excellence. - Partner with engineering leadership to align CI systems with broader product and platform goals. What we look for - Proven experience driving and leading engineering efforts in CI, build systems, or developer productivity domains. - Strong background in modern build systems (e.g. GitHub, Buildkite, Artifactory, Bazel). - Familiarity with cloud-native environments (AWS, Kubernetes) and infrastructure-as-code practices. - Solid programming background (Python, Kotlin, Java, or similar) and ability to guide technical decision-making. - Excellent problem-solving skills, with the ability to balance long-term vision with short-term impact. - This position requires either equivalent practical experience or a Bachelor’s degree in a related field - Proficiency with managing build systems and frameworks for large monorepos. Preferred experience in Bazel. - Active contributor to open source projects or previous experience with large-scale software development at a leading tech company is a plus. - This position requires either equivalent practical experience or a Bachelor’s degree in a related field. About You: - You are driven by a passion for CI/CD and possess a deep commitment to enhancing developer experiences. - You excel in a collaborative team setting, valuing diverse perspectives and contributions. - You are proactive, taking initiative to solve complex systems challenges and drive impact across the organization. - Demonstrates curiosity about AI tools and emerging technologies, with a willingness to learn and leverage them to enhance productivity, collaboration, or decision-making. Base Pay Grade - P Equity Grade - 13 Employees new to Affirm typically come in at the start of the pay range . Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.) USA base pay range (CA, WA, NY, NJ, CT) per year: $225,000 - $275,000 USA base pay range (all other U.S. states) per year: $200,000 - $250,000 LI-Remote Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities. We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include: - Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents - Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses - Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge - ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process. [For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records. By clicking "Submit Application," you acknowledge that you have read Affirm's Global Candidate Privacy Notice and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. Affirm is seeking a Staff Full Stack Software Engineer to join the Acquisition & Onboarding team within the Consumer org. This is a high-impact leadership role for an engineer who can set technical direction, drive architectural decisions, and elevate the quality and velocity of full stack development across mobile, web, and backend systems. The team plays a critical role in shaping the first experience customers have with Affirm—building trust, clarity, and value from the very first interaction. As a Staff Engineer, you will be responsible for defining long-term technical strategy, mentoring senior engineers, and acting as a force multiplier through your technical depth, operational excellence, and ability to navigate ambiguity. You'll work at the intersection of product, design, and engineering to build polished, performant, and accessible user experiences that directly impact conversion, retention, and business growth. What You'll Do - You will be responsible for setting technical strategy for your team on a year-long time scale, and help your team tie it together with critical, business-impacting projects. - You will collaborate across teams in the product development lifecycle by collaborating with product management, design & analytics to ensure technical sustainability, risks and trade-offs are well understood and managed. - You will act as a force-multiplier for your team through your definition and advocacy of technical solutions and operational processes. - You take ownership of your team’s operations and availability by ensuring you have the right monitoring, triage rotations, playbooks, policies, testing and alerting in place to support “keep the lights on” & on-call efforts. - You will foster a culture of quality and ownership on your team by setting code review and design standards for your team, and advocating for them beyond your team through your writing and tech talks. - You will help develop talent on your team by providing feedback and guidance, and leading by example. - On-Call Rotation - There would be an on-call rotation for this role as a requirement What We Look For - You have a total of 8+ years of experience as a software engineer. - You are proficient in designing, developing and launching backend systems at scale technologies like Python, Kotlin, AWS, MySQL, and Kubernetes - You are proficient in developing web apps using declarative UI frameworks like React, React Native or Vue. - You have experience delivering major features, system components or deprecating existing functionality in a system through the definition of a technical and execution plan. You write high quality code that is easily understood and used by others. - You thrive in ambiguity, and are comfortable moving from low level language idioms all the way to the architecture of large systems to understand how they work. - Your growth and impact trajectory demonstrates that you have mastered gathering and iterating on feedback from your engineering and cross-functional peers. - You have strong verbal and written communication skills that support effective collaboration with our global engineering team. Compensation & Benefits Base Pay Grade - P Equity Grade - 6 Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. Base pay is part of a total compensation package that may include monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents). In addition, the employees may be eligible for equity rewards offered by Affirm Holdings, Inc. (parent company). ESP base pay range per year: €103 000 - €139 000 Additional benefits include: - Flexible Spending Wallets for tech, food and lifestyle - Away Days - wellness days to take off work and recharge - Learning & Development programs - Parental leave - Employee Resource & Community Groups We are able to offer visa sponsorship for this role, but do require that someone is based in Spain for the role. Location - Remote Spain LI-Remote Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities. We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include: - Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents - Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses - Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge - ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process. [For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records. By clicking "Submit Application," you acknowledge that you have read Affirm's Global Candidate Privacy Notice and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. Affirm is building its own bank — and this role sits at the center of that ambition. We're looking for a Staff Product Manager to own the end-to-end bank product: operationalizing a new bank charter within Affirm's ecosystem, launching the deposit product, driving loan originations through the bank entity, and ensuring seamless integration across Affirm's platform. This is a rare opportunity to build a foundational new business line from the ground up — one that will reshape how Affirm funds, serves, and grows relationships with its consumers. You'll work at the intersection of regulated banking, platform engineering, and consumer products to bring Affirm's bank to life. What You’ll Do - Own the end-to-end bank product. Serve as the single-threaded product owner across deposits, loan originations, banking compliance, and operations. You are the person who holds the full picture of how the bank works within Affirm's ecosystem — and you drive it forward. - Launch and own the bank’s deposit product. Ship Affirm’s bank deposit offering as part of launch, then own the deposit product roadmap on a go-forward basis – scaling from early launch to a multi-billion-dollar deposit base, making strategic decisions about how deposits integrate with Affirm's credit products and broader consumer experience. - Operationalize the de novo bank build. Drive the cross-functional work required to stand up and scale bank operations — ensuring regulatory readiness, process maturity, vendor integrations, and seamless connectivity with Affirm's existing lending and money movement infrastructure. - Drive originations through the bank entity. Shape how Affirm originates and retains loans through its own bank, working closely with Credit, Capital Markets, Engineering, and Treasury to optimize volume ramp, unit economics, loan sale and retention mechanics, and regulatory compliance. - Navigate banking compliance and regulatory requirements. Partner with Legal, Compliance, Risk, and the Bank's executive team to ensure all products and operations meet federal and state regulatory standards. Build compliance into the product from day one — not as an afterthought. Understand the unique demands of a de novo bank under FDIC and state supervision. - Integrate the bank deposit product into Affirm's consumer ecosystem. Define clear domain boundaries, design requirements for new data flows, and integration points between the bank and Affirm Inc. — working across Servicing, Settlements, Consumer Payments, Checkout, and Growth teams to ensure the bank's products work seamlessly within the Affirm app and platform. - Influence up and across the organization. Communicate strategy, tradeoffs, and priorities to senior leadership and the Bank Board with clarity and conviction. Build alignment across a broad set of stakeholders — Engineering, Legal, Compliance, Treasury, Capital Markets, and executive leadership — who each bring different constraints and incentives. What we look for - 6+ years of product management experience, with demonstrated ability to operate as a strategic, independent leader on complex, ambiguous initiatives - Proven program leadership at scale — you've owned high visibility cross-functional launches across many stakeholders, with direct exposure to executive leadership and/or boards. - Experience in banking, deposits, or lending — you understand deposit products, bank charter operations, or loan origination mechanics and the regulatory landscape that governs them - Bank charter experience is strongly preferred — you've been through or contributed meaningfully to a de novo bank launch or early-stage bank buildout - Deposit product strategy experience is a strong plus — you've defined or scaled deposit products such as high yield savings accounts, spending accounts, or CDs, and you understand the levers of deposit growth, pricing, and consumer acquisition - Experience in fintech, financial services, or banking; familiarity with BNPL, neobanking, or platform products is a plus - Strong technical fluency — you're comfortable working with engineers on system design, data models, API architecture, and core banking platform integrations - Proficiency with AI-assisted tools (e.g., Claude, Cursor) to accelerate your own work and raise the bar for quality and speed - Demonstrated ability to drive cross-functional alignment across Legal, Compliance, Engineering, Finance, and executive leadership in highly regulated environments - Exceptional written and verbal communication — you can distill complex regulatory and financial concepts into clear, compelling narratives for diverse audiences including regulators, executives, and engineering teams - Bias for action and intellectual curiosity — you move fast, ask hard questions, and take ownership before being asked - Bachelor's degree in a related field or equivalent practical experience Pay Grade - P Equity Grade - 7 Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.) CAN base pay range per year: $181,000 - $241,000 This posting is for an existing vacancy. LI-Remote Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities. We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include: - Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents - Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses - Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge - ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process. [For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records. By clicking "Submit Application," you acknowledge that you have read Affirm's Global Candidate Privacy Notice and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. At Affirm, Security is integral to our mission of building honest financial products and driving the company's long-term success. The Security Operations and Resilience Engineering (SOR) program serves as the foundation of our preventive and responsive efforts to safeguard Affirm's assets and infrastructure. As part of our Security Team, you'll join a group of passionate, highly skilled professionals redefining fintech security through collaboration, innovation, and a team-first mindset. We're seeking a Senior Security Operations Engineer to join the Incident Response function within the broader Security Operations & Resilience org. In this role, you'll be a hands-on practitioner and technical contributor who drives incident response efforts from triage through resolution - with the depth, ownership, and composure to lead when it matters most. This is a highly technical, execution-focused role where you’ll lead hands-on investigations and drive incident response from detection through remediation. You’ll collaborate across engineering, product, and infrastructure teams, and partner with Observability & Automation to improve detections, build automated playbooks, and strengthen our security posture. You will have the opportunity to help solve complex security challenges and build capabilities that protect millions of customers, merchants, and partners. Note: This role is based in Canada and requires alignment with Pacific Time Zone working hours to support the current team’s operations coverage. Candidates must be able to reliably work Pacific Time hours. What you’ll do You will lead and execute incident response efforts to protect Affirm’s systems, customers, and data. - Lead security incidents end-to-end, from detection and triage through containment, remediation, and post-incident review. - Act as incident commander, driving clear decisions and alignment across teams during high-pressure situations. - Conduct hands-on investigations across cloud and endpoint environments to determine root cause and impact. - Partner with Observability & Automation to improve detections, reduce noise, and build automated response playbooks. - Contribute to and refine incident response playbooks, runbooks, and documentation to improve readiness and consistency. - Collaborate with Security, Infrastructure, and Product teams to identify gaps and strengthen the incident response lifecycle. - Communicate effectively during incidents, providing clear updates to both technical and non-technical stakeholders. What we look for We’re looking for a hands-on security engineer who can lead through ambiguity and drive effective incident response outcomes. - 5+ years of experience in Security Operations or Detection & Response, with strong hands-on incident response in cloud environments (AWS and EKS experience strongly preferred). - Proven ability to lead security incidents, including containment and remediation, in fast-moving environments. - Strong investigative and analytical skills, with the ability to synthesize signals from multiple data sources. - Experience with security tooling such as SIEM and EDR platforms (e.g., Splunk, Elastic, SentinelOne, CrowdStrike, or similar). - Solid understanding of cloud security concepts and their application in real-world scenarios. - Strong communication skills, with the ability to clearly convey information across technical and non-technical audiences. - Experience building or improving automation for incident response workflows (e.g., scripting in Python; infrastructure-as-code is a plus). Location - Remote CAN Pay Grade - N Equity Grade - 6 Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. For sales roles, the range provided is the role’s On Target Earnings ("OTE") range, which includes the annual base pay and the sales incentive target. Base pay is part of a total compensation package that may include monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents). In addition, the employees may be eligible for equity rewards offered by Affirm Holdings, Inc. (parent company). Base pay range per year: $153,000 - $213,000 CAD LI-Remote Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities. We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include: - Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents - Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses - Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge - ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process. [For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records. By clicking "Submit Application," you acknowledge that you have read Affirm's Global Candidate Privacy Notice and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. The Marketplace Performance team in the Direct to Consumer org builds the discovery platforms behind Affirm’s deals feed, affiliates, payment attribution and merchandising systems. Our mission is to help shoppers find the right merchant and financing for their needs. As a member of our team, you’ll ship features that make it faster and easier for shoppers to find the right merchant and financing for their needs. You’ll partner closely with Product, Design, and other engineering teams to scope work, write clean and well-tested code, review PRs, and ship new functionality iteratively. We value curiosity, ownership, and empathy for our customers. Join us to grow your impact while building dependable features for our Marketplace. What You'll Do - With the support of your team’s tech lead and manager, you will break down larger projects into individual tasks, deliver them in multiple phases, and collaborate with others to ensure timely delivery of your work. - You will support your peers and stakeholders in the product development lifecycle by collaborating with product management, design & analytics by participating in ideation, articulating technical constraints, and partnering on decisions that properly consider risks and trade-offs. - You will support the operations and availability of your team’s artifacts by creating and monitoring metrics, escalating when needed, and supporting “keep the lights on” & on-call efforts. - You will contribute to a sense of community on your team by engaging in growth and development activities such as participation in the interview process. What We Look For - You have a total of 1.5+ years of experience as a software engineer. - You have experience shipping web apps using declarative UI frameworks like React or Vue. - You have experience designing, developing and launching APIs at scale using languages like Python or Kotlin. - You have mastered taking a simple problem or business scenario into a solution that interacts with multiple software components, and executing on it by writing clear, easily understood, well tested and extensible code. - You are comfortable navigating a large code base, debugging others' code, and providing feedback to other engineers through code reviews. - Your experience demonstrates that you take ownership of your growth, proactively seeking feedback from your team, your manager, and your stakeholders. - You have strong verbal and written communication skills that support effective collaboration with our global engineering team. - This position requires either equivalent practical experience or a Bachelor’s degree in a related field. Pay Grade - L Equity Grade - 5 Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. Base pay is part of a total compensation package that may include monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents). In addition, the employees may be eligible for equity rewards offered by Affirm Holdings, Inc. (parent company). CAN base pay range per year: $125,000 - $175,000 This posting is for an existing vacancy. LI-Remote Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities. We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include: - Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents - Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses - Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge - ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process. [For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records. By clicking "Submit Application," you acknowledge that you have read Affirm's Global Candidate Privacy Notice and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. The Purchasing Integrations team is responsible for the JavaScript SDK and frontend infrastructure that power Affirm at checkout. We build the library that merchants embed directly into their storefronts - rendering payment messaging and buttons, initiating checkout flows, and orchestrating secure, real-time communication with Affirm’s web app. This code runs on high-traffic production sites, so performance, resiliency, and backward compatibility are critical. Milliseconds matter, and failure is immediately visible to merchants and consumers. This role is deeply frontend-focused. Engineers work on bundle optimization, script loading strategies, rendering performance, and Web Vitals, ensuring our SDK integrates cleanly into diverse merchant stacks without degrading UX. We design extensible UI components that support evolving checkout experiences while keeping integration simple and incremental for developers. Security enhancements and modern browser-based communication patterns are core to the work. The team operates at the intersection of platform and product: building reusable primitives, experimenting with new checkout surfaces, and translating complex requirements into intuitive APIs and polished UI. It’s an opportunity to work on high-scale frontend systems embedded across the web—where engineering rigor directly impacts conversion, growth, and user experience. What You'll Do: · With the support of your team’s tech lead and manager, you will break down larger projects into individual tasks, deliver them in multiple phases, and collaborate with others to ensure timely delivery of your work. · You will support your peers and stakeholders in the product development lifecycle by collaborating with product management, design & analytics by participating in ideation, articulating technical constraints, and partnering on decisions that properly consider risks and trade-offs. · You will support the operations and availability of your team’s artifacts by creating and monitoring metrics, escalating when needed, and supporting “keep the lights on” & on-call efforts. · You will contribute to a sense of community on your team by engaging in growth and development activities such as participation in the interview process. What We Look For: · You have a total of 1.5+ years of experience as a software engineer. · You have experience shipping web apps using declarative UI frameworks like React or Vue. · You have experience working with Javascript/Typescript. · You have experience designing, developing and launching APIs at scale using languages like Python or Kotlin. · You have mastered taking a simple problem or business scenario into a solution that interacts with multiple software components, and executing on it by writing clear, easily understood, well tested and extensible code. · You are comfortable navigating a large code base, debugging others' code, and providing feedback to other engineers through code reviews. · Your experience demonstrates that you take ownership of your growth, proactively seeking feedback from your team, your manager, and your stakeholders. · You have strong verbal and written communication skills that support effective collaboration with our global engineering team. · This position requires either equivalent practical experience or a Bachelor’s degree in a related field. Pay Grade - L Equity Grade - 06 Employees new to Affirm typically come in at the start of the pay range . Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.) USA base pay range (CA, WA, NY, NJ, CT) per year: $ 160,000 - $ 210,000 USA base pay range (all other U.S. states) per year: $142,000 - $192,000 LI-Remote Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities. We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include: - Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents - Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses - Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge - ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process. [For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records. By clicking "Submit Application," you acknowledge that you have read Affirm's Global Candidate Privacy Notice and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. The Repayment UX Engineering team is growing, and we're looking for a Software Engineer specializing in Backend development. We're a full-stack team located entirely in Europe within the same time zone, but culturally rooted in Sillicon Valley. We directly improve the financial lives of over 20 million people. We build and own user journeys that enable them to pay back loans worth collectively over $30B each year. Our team exist to make these moments the most reliable and transparent in world-class consumer finance. Our work is agile and fast-paced, shipping new code to production almost every two-week sprint, and rigorously measuring the impact it has on the behavior of our users. This role rewards curiosity, ownership, and a builder's mindset. You'll know exactly what your objectives are, you'll have what you need to hit them, and you'll choose your own path to get there. You'll learn quickly from experienced teammates and grow your craft on problems that matter at scale. If you want to build something new and operate it at scale – come join us! What You'll Do · With the support of your team’s tech lead and manager, you will break down larger projects into individual tasks, deliver them in multiple phases, and collaborate with others to ensure timely delivery of your work. · You will support your peers and stakeholders in the product development lifecycle by collaborating with product management, design & analytics by participating in ideation, articulating technical constraints, and partnering on decisions that properly consider risks and trade-offs. · You will support the operations and availability of your team’s artifacts by creating and monitoring metrics, escalating when needed, and supporting “keep the lights on” & on-call efforts. · You will contribute to a sense of community on your team by engaging in growth and development activities such as participation in the interview process. What We Look For · You have a total of 1.5+ years of experience as a software engineer. · You have experience designing, developing and launching APIs at scale using languages like Python or Kotlin. · You have experience shipping web apps using declarative UI frameworks like React or Vue. · You have mastered taking a simple problem or business scenario into a solution that interacts with multiple software components, and executing on it by writing clear, easily understood, well tested and extensible code. · You are comfortable navigating a large code base, debugging others' code, and providing feedback to other engineers through code reviews. · Your experience demonstrates that you take ownership of your growth, proactively seeking feedback from your team, your manager, and your stakeholders. · You have strong verbal and written communication skills that support effective collaboration with our global engineering team. Base Pay Grade - L Equity Grade - 3 Employees new to Affirm typically come in at the start of the pay range . Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. Base pay is part of a total compensation package that may include monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents ). In addition, the employees may be eligible for equity rewards offered by Affirm Holdings, Inc. (parent company). POL base pay range per year: 259,000 zł - 379,000 zł Additional benefits include: - Flexible Spending Wallets for tech, food and lifestyle - Away Days - wellness days to take off work and recharge - Learning & Development programs - Parental benefits - Employee Resource & Community Groups This role is eligible for creative tax benefits, subject to applicable law and company policy Location - Remote Poland The majority of our roles can be located anywhere in Poland. This job description is not a contractual document, and is not intended to have binding force. LI-Remote Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities. We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include: - Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents - Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses - Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge - ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process. [For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records. By clicking "Submit Application," you acknowledge that you have read Affirm's Global Candidate Privacy Notice and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. The Repayment Scheduling engineering team is growing rapidly, and we're looking for a Software Engineer specializing in Backend development. We're a fully European engineering team – distributed across Poland and Spain with overlapping working hours. We build and own the system that enables our users to schedule automatic payments to pay back loans worth collectively over $30B each year. We directly improve the financial lives of over 20 million people, giving them peace of mind that their payments will be made on time. The team was created recently with brand new scope, and you would be one of the first engineers on this team. This means an outsized opportunity to influence how a core part of Affirm's infrastructure gets built. This role rewards curiosity, ownership, and a builder's mindset. You'll know exactly what your objectives are, you'll have what you need to hit them, and you'll choose your own path to get there. You'll learn quickly from experienced teammates and grow your craft on problems that matter at scale. If you want to build something new and operate it at scale – come join us! What You'll Do · With the support of your team, you will work on tasks that contribute to the team's projects and goals. · You will work collaboratively and proactively with your team and stakeholders, bringing them along for your work and helping to create visibility and dialog regarding the risks and trade-offs related to your work. · You will strike the right balance of speed and quality in your work, ensuring that we hit our business goals while protecting our systems from downtime. · You will contribute to a sense of community on your team by engaging in growth and development activities. What We Look For · You have previous work or internship experience designing, developing and launching backend systems at scale and are experienced using one of Python or Kotlin. · You are familiar with the building blocks of distributed systems, and the technologies like AWS, MySQL and Kubernetes. · You have mastered taking a simple problem or business scenario into a solution that interacts with multiple software components, and executing on it by writing clear, easily understood, well tested and extensible code. · You are comfortable navigating a large code base, debugging others' code, and providing feedback to other engineers through code reviews. · Your experience demonstrates that you take ownership of your growth, proactively seeking feedback from your team, your manager, and your stakeholders. · You have strong verbal and written communication skills that support effective collaboration with our global engineering team. Compensation and Benefits Base Pay Grade - J Equity Grade - Poland 2 Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. Base pay is part of a total compensation package that may include monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents). In addition, the employees may be eligible for equity rewards offered by Affirm Holdings, Inc. (parent company). POL base pay range per year: 205,000 zł - 285,000 zł Additional benefits include: - Type of employment: Contract of Employment - Flexible Spending Wallets for tech, food and lifestyle - Away Days - wellness days to take off work and recharge - Learning & Development programs - Parental leave - Employee Resource & Community Groups Location - Remote Poland The majority of our roles can be located anywhere in Poland. This job description is not a contractual document, and is not intended to have binding force. LI-Remote Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities. We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include: - Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents - Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses - Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge - ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process. [For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records. By clicking "Submit Application," you acknowledge that you have read Affirm's Global Candidate Privacy Notice and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. Trust & Safety Experience owns the customer journeys during authentication, verification, and fraud journeys. You will work as a full stack engineer, contributing to backend, web, and mobile interfaces. In this role, you will need to gain a deep understanding of the business, product and engineering context, and utilize that context to own and deliver high-availability and low-latency systems that Affirm customers use every day. What You'll Do - You will be responsible for owning and delivering quarterly goals for your team, leading engineers on your team through ambiguity to solve open-ended problems, and ensuring that everyone is supported throughout delivery. - You will support your peers and stakeholders in the product development lifecycle by collaborating with product management, design & analytics by participating in ideation, articulating technical constraints, and partnering on decisions that properly consider risks and trade-offs. - You will proactively identify project, process, technology or business issues, advocate for them, and lead in solving them. - You will support the operations and availability of your team’s artifacts by creating and monitoring metrics, escalating when needed, and supporting “keep the lights on” & on-call efforts. - You will foster a culture of quality and ownership on your team by setting or improving code review and design standards for your team, and advocating for them beyond your team through your writing and tech talks. - You will help develop talent on your team by providing feedback and guidance, and leading by example. What We Look For - You have a total of 4+ years of experience as a software engineer. - You are experienced in designing, developing and launching backend systems at scale technologies like Python, Kotlin, AWS, MySQL, and Kubernetes. - You have experience shipping web apps using declarative UI frameworks like React or Vue. - You have experience defining a technical plan for the delivery of a significant feature or system component with an elegant, simple and extensible design. You write high quality code that is easily understood and used by others. - You are proficient at making significant changes in a large code base, and have developed a suite of tools and practices that enable you and your team to do so safely. - Your experience demonstrates that you take ownership of your growth, proactively seeking feedback from your team, your manager, and your stakeholders. - You have strong verbal and written communication skills that support effective collaboration with our global engineering team. This posting is for an existing vacancy. Pay Grade - N Equity Grade - CAN 6 Employees new to Affirm typically come in at the start of the pay range . Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.) CAN base pay range per year: $150,000 - $200,000 Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of hire. We have a simple and transparent remote-first grade-based compensation structure. Offer amounts within the range are based on a number of factors including but not limited to job-related skills, experience, and relevant education or training. Across the broader organization, certain roles are eligible for equity awards upon hire, promotion, tenure milestones and for performance. We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include: - Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents - Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses - Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge - ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process. LI-Remote Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities. We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include: - Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents - Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses - Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge - ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process. [For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records. By clicking "Submit Application," you acknowledge that you have read Affirm's Global Candidate Privacy Notice and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. The Data and Storage Services team is responsible for handling all of Affirm’s Data (OLAP and OLTP) requirements and encompasses the entire range from critical online checkout databases all the way to our Batch Orchestration, Streaming Infrastructure, Event Driven Frameworks, BI and analytics tools and systems. Our mission is to provide trustworthy, intuitive, and cost-efficient solutions for Affirmers to secure, store, analyze, and transform data at exceptional scale. We're looking for an experienced Engineering Leader to lead our growing Data and Storage Services organization, specifically our Online Storage team. You will bring a wealth of experience in managing teams and success in delivering highly technical multi-quarter roadmaps. You will also need to be fairly comfortable with ambiguity and possess tools to work through tough deadlines, craft strategy and drive execution. You will be able to work with your teams, as well as product stakeholder teams, to define architectural/organizational future states that we can scale to in the future. You will need to make balanced calls that align with our forward-looking vision and current business & technology critical needs. What you’ll do - Lead a team of engineers and managers with empathy while fostering a high-performance, ownership-driven & inclusive culture to develop frameworks, systems, and tools for new Affirm products. - Oversee teams managing storage services including relational and key-value storage infrastructure and tools at scale. - Understand and drive business and engineering metrics, promoting a culture of reliability, security, and productivity. - Collaborate with tech leads, program managers, and other engineering managers on security, tools, architecture, planning, and delivery of multiple concurrent projects. - Work across the engineering organization and with internal and external partners. - Provide leadership and growth opportunities to team members, mentor engineers, recruit, and represent Affirm hiring brands. - Lead technical decisions, projects, and roadmaps within theOnline Storage team, shaping Affirm’s strategy for managing and serving relational and key-value storage workloads. - Collaborate with peers, leadership, and stakeholders across platform engineering and product engineering organizations. - In collaboration with tech leads, develop a multi year roadmap to design and implement frameworks, services, and tools for new Affirm products and business needs. - Guide, tutor, and aid in the professional growth of junior and senior engineers within the team. What we look for - Solid leadership and interpersonal skills. - 10+ years of experience in managing multiple diverse and inclusive teams and delivering large cross-functional technical programs. - Proven track record in stakeholder management, ownership, and successful delivery. - Depth in cache architecture and lifecycle management: tiered cache design, eviction and TTL policies, warm-up/priming strategies, consistency models, backpressure, and thundering-herd protection. - Track record operating low-latency, high-throughput storage and caching platforms in production: e.g., Redis or Memcached, DynamoDB and MySQL/PostgreSQL/TiDB/Cockroach/Vitess, multi-region topologies, and cross-region replication strategies. - Capable of mentorship, cross-functional project execution, and individual contribution. - Strong interpersonal, written, and verbal communication skills with a growth mindset. - Experience in the data infrastructure domain and a passion for leading technical teams and contributing to Open Source solutions. - Bachelor’s degree in Computer Science, related technical field, or equivalent practical experience. Pay Grade - R Equity Grade - 09 Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. Base pay is part of a total compensation package that may include monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents). In addition, the employees may be eligible for equity rewards offered by Affirm Holdings, Inc. (parent company). CAN base pay range per year: $206,000 - $256,000 This posting is for an existing vacancy LI-Remote Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities. We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include: - Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents - Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses - Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge - ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process. [For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records. By clicking "Submit Application," you acknowledge that you have read Affirm's Global Candidate Privacy Notice and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. About the Revenue Team The Revenue team drives Affirm’s top-line growth through strategic partnerships, pricing, and go-to-market execution. We acquire, retain, and expand merchant relationships across eCommerce, in-store, telesales, and the Affirm app. The team leads onboarding, relationship management, and performance optimization to help partners succeed. We deliver value-added solutions, drive adoption, and support long-term business growth by connecting merchants and consumers through Affirm’s products. About the Role We’re looking for a Senior Director, Key & Enterprise Retail Sales to lead this business and help shape Affirm’s long-term growth in retail. Reporting to the VP of Global Sales, this leader will oversee three sales leaders and their teams of Account Executives and work with some of Affirm’s most strategic merchants across fashion, beauty, apparel, sporting goods, electronics, furniture, and other lifestyle categories. This leader will build executive relationships, guide complex commercial opportunities, and turn strategy into measurable business results. They will lead a high-impact team and partner across the business to help Affirm win, launch, and grow strategic merchant relationships. What You’ll Do - Set the vision, strategy, and operating direction for Affirm’s Key & Enterprise Retail Sales organization, aligning sales leadership and cross-functional partners around priorities, investment decisions, and market positioning - Own business performance across pipeline health, forecast accuracy, deal progression, merchant launches, account expansion, and revenue outcomes - Build trusted relationships with senior leaders at major retail merchants and lead complex commercial opportunities end to end, from business case through contract negotiation - Shape and scale the go-to-market approach through territory design, account planning, sales planning, pipeline reviews, and operating discipline, partnering across Product, Partnerships, Client Success, Marketing, Finance, Legal, RevOps, and leadership to improve how Affirm wins and grows strategic accounts - Apply AI, automation, data, and modern sales tools in practical ways that improve planning, decision-making, insight generation, and team productivity, including Salesforce, Gong, Google Workspace, Notion, Spekit, and generative AI tools such as ChatGPT and Claude - Lead and scale a multi-layered sales organization, creating clarity, accountability, and consistent execution across teams supporting Key and Enterprise Retail Sales - Coach and develop high-performing sales leaders and teams through training, solution selling, written communication, and consistent deal execution, and travel as needed for merchant meetings, deal support, industry events, and team gatherings What We Look For - 15+ years of experience in enterprise sales, strategic partnerships, or commercial leadership, including meaningful experience leading leaders in complex, high-growth environments - Proven success building, scaling, and leading high-performing sales organizations focused on large, strategic accounts across both new business and expansion - Deep experience selling to large retail merchants, ideally in payments, fintech, commerce, or another complex solution-selling environment - Executive presence, clear written and verbal communication, and the ability to build trust and influence with C-level external stakeholders and senior internal partners - Ability to navigate ambiguity, build business cases, and turn strategy into clear execution and measurable results - Track record of coaching and developing talent, improving performance, building collaborative teams, and driving consistency through clear processes - Practical fluency with modern sales tools, data, and AI, and the ability to apply them in ways that improve team effectiveness and merchant outcomes and inform cross-functional and executive decisions related to strategy, resource allocation, and market expansion Qualities of All Affirmers We look for people who connect their work to Affirm’s strategy and customer impact, bring excellence to their craft, and operate with accountability, sound judgment, and integrity. Strong Affirmers collaborate across teams, communicate clearly, listen with humility, and help build alignment in complex environments. They keep learning, adapt quickly, and raise the bar through curiosity, initiative, and thoughtful experimentation. Leaders at Affirm also build effective teams, develop others, create clarity in times of change, and inspire confidence through transparency and high standards. Base Pay Grade - O Equity Grade - 16 Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. For sales roles, the range provided is the role’s On Target Earnings ("OTE") range, which includes the annual base pay and the sales incentive target. Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.) USA On Target Earnings (CA, WA, NY, NJ, CT) per year: $430,000 - $530,000 USA On Target Earnings (all other U.S. states) per year: $382,000 - $482,000 Please note that visa sponsorship is not available for this position. LI-Remote Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities. We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include: - Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents - Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses - Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge - ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process. [For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records. By clicking "Submit Application," you acknowledge that you have read Affirm's Global Candidate Privacy Notice and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. Affirm is building the next generation of customer identity and authentication. This role is a hands-on engineering position inside Information Security, focused on designing and shipping core CIAM capabilities that protect customers and support growth. You will build and operate backend services that power registration, login, authorization, and account lifecycle flows across B2C and B2B experiences. You will work closely with partner engineering teams and ensure identity features are delivered with strong security fundamentals, reliability, and operational rigor. What you’ll do - Design, build, and operate core CIAM backend services that support customer registration, authentication, authorization, account lifecycle, and profile management for B2C and B2B platforms. - Implement and extend identity standards such as OAuth 2.0, OIDC, SAML, and SCIM in code, ensuring correctness, scalability, and clean integration patterns. - Develop backend APIs and services in Python and Kotlin that expose identity capabilities to web, mobile, and partner applications. - Integrate CIAM platforms with internal systems, including user data stores, messaging, fraud signals, and downstream customer platforms. - Own secure authentication and account flows end to end, including MFA, step-up authentication, device binding, consent, and adaptive authentication logic. - Automate CIAM infrastructure and deployments using Infrastructure as Code and CI/CD pipelines, treating identity as a core platform service. - Monitor, debug, and optimize CIAM services for performance, resilience, and abuse detection in high-scale environments. What we look for - Strong experience designing and implementing CIAM systems, with deep, hands-on knowledge of OAuth 2.0, OIDC, SAML, and SCIM beyond basic configuration. - 5+ years of professional backend software engineering experience - Strong production experience in Python or a similar backend language - Experience designing APIs, automation frameworks, and distributed systems - Hands-on experience building and maintaining CI/CD pipelines - Experience with GitHub-based development workflows and Buildkite or similar build systems - Experience with cloud-native development, preferably AWS - Hands-on experience extending and integrating CIAM platforms such as Okta, Auth0, Ping Identity, ForgeRock, or Azure AD B2C using custom code, hooks, and APIs. - Solid understanding of backend and distributed systems fundamentals, including API design, data modeling, latency, error handling, and observability. - Experience with Infrastructure as Code and automation tools such as Terraform, plus CI/CD pipelines for deploying backend services. - Strong security fundamentals applied through engineering, including access control models, token handling, encryption, MFA, and privacy by design. - Clear communication skills and the ability to work closely with product, frontend, mobile, and security teams while owning backend identity services. - Familiarity with tools such as Cursor and other AI-augmented development environments Base Pay Grade - N Equity Grade - USA 9 Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.) USA base pay range (CA, WA, NY, NJ, CT) per year: $195,000 - $255,000 USA base pay range (all other U.S. states) per year: $173,000 - $233,000 LI-Remote Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities. We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include: - Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents - Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses - Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge - ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process. [For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records. By clicking "Submit Application," you acknowledge that you have read Affirm's Global Candidate Privacy Notice and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. Developer Productivity exists to make work better for every engineer at Affirm. Our mission is to simplify and accelerate software development across the company. We own the entire space between a developer’s laptop and production, including ephemeral dev environments, CI/CD pipelines, test automation frameworks, dependency management, and release engineering. Our tools and platforms enable engineers to ship code quickly, safely, and with confidence. This org supports 800+ engineers working across a broad stack in a hypergrowth FinTech environment—a complex, high‑leverage challenge with impact at scale. The Developer Environments team builds fast, stable developer environments that make it easy for Affirm engineers to create, test, and debug their features. We own Affirm’s ephemeral development environments, used across both development and CI workflows. We’re seeking a seasoned Engineering Manager to lead Developer Environments. This role is critical to the end-to-end inner loop experience for engineers. You will lead the team building and operating the platforms that support environment provisioning, test execution, and automated developer infrastructure—partnering closely with CI/CD, infrastructure, security, and product engineering teams. What you’ll do Leadership & Strategy - Define and drive the vision for Developer Environments and inner-loop developer productivity at Affirm. - Set technical strategy for your team on a year-long time scale, and tie it to critical, business-impacting projects. - Lead and mentor a team of engineers, fostering a culture of ownership, collaboration, and technical excellence. - Partner with engineering leadership and stakeholders to align Developer Environments priorities with broader product, platform, and reliability goals. Systems & Operations - Own the design, scalability, reliability, and usability of the systems powering Affirm’s ephemeral developer environments used in both development and CI contexts. - Improve environment provisioning, stability, and teardown workflows to enhance developer velocity and reliability. - Drive measurable improvements to the developer journey (e.g., startup time, success rate, performance, debuggability, resource utilization). - Implement monitoring, alerting, incident response processes, and operational playbooks to minimize downtime and developer impact. - Collaborate with CI/CD and Test Platform partners to tighten feedback loops and ensure environments integrate cleanly with build/test workflows. Collaboration & Enablement - Work closely across engineering to ensure smooth adoption of Developer Environments tooling and best practices. - Identify developer pain points and lead initiatives to improve productivity through tooling, automation, and self-service. - Foster a culture of quality and ownership on your team by setting and improving code review and design standards, and advocating for them beyond your team through writing and knowledge sharing. What we look for - 7+ years of software engineering experience, with 2+ years of engineering management experience (or equivalent people leadership experience). - Proven experience leading engineering teams in infrastructure, platform engineering, developer productivity, or adjacent domains. - Strong technical background in backend/infrastructure systems (Python or Kotlin preferred, but not required) and the ability to guide architecture and execution. - Experience building and operating cloud-native systems (AWS, Kubernetes) and using infrastructure-as-code practices. - Hands-on familiarity with containerized environments (Docker/Kubernetes) and CI/CD systems (e.g., Buildkite, Jenkins, GitHub Actions). - Track record of operating services with a high reliability bar (monitoring, on-call, incident response, postmortems, continuous hardening). - Strong communication and leadership skills, with a track record of mentoring and growing high-performing teams. - Comfort balancing trade-offs between build vs. buy, speed vs. safety, and developer experience vs. operational constraints. - This position requires either equivalent practical experience or a Bachelor’s degree in a related field. Nice to have - Prior experience building or managing ephemeral or remote development environments. - Experience optimizing orchestration and startup times and improving developer feedback loops. - Background in test automation, build engineering, or developer tooling. - Familiarity with Terraform/Helm or similar infrastructure tooling. - This position requires either equivalent practical experience or a Bachelor’s degree in a related field. Base Pay Grade - P Equity Grade - 13 Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.) USA base pay range (CA, WA, NY, NJ, CT) per year: $225,000 - $275,000 USA base pay range (all other U.S. states) per year: $200,000 - $250,000 LI-Remote Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities. We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include: - Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents - Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses - Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge - ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process. [For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records. By clicking "Submit Application," you acknowledge that you have read Affirm's Global Candidate Privacy Notice and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. Our Client Platform Engineering (CPE) team owns Affirm's endpoint platform end-to-end: from zero-touch provisioning and MDM architecture to patch management, automation pipelines, and compliance posture. We're the team that makes it possible for an Affirmer anywhere in the world to open a laptop on day one and get straight to work. We're looking for a hands-on technical manager to lead the Client Platform Engineering team. This is an engineering-forward leadership role — you'll set the technical direction, establish the program operating model, and actively develop a team of three engineers (one L5, two L6) who are talented but need a clear owner to drive prioritization, consistency of delivery, and a repeatable way of working. You'll report directly to the Director of IT Engineering and be the first dedicated people leader this team has had in some time. That means you'll be building the program scaffolding largely from scratch: defining how work gets planned and tracked, establishing KPIs that give leadership and partner teams real visibility into health and progress, and creating the operating rhythm that lets your engineers do their best work. You'll also be a credible technical voice in cross-functional conversations with Security, Identity, Developer Productivity, and IT Support — able to engage substantively on architecture, tool choices, and tradeoffs without needing to run everything back to your team. What You'll Do Team Leadership & Coaching - Lead, coach, and develop a team of three engineers — setting clear expectations, providing regular candid feedback, and building individual growth plans tailored to each engineer's strengths, gaps, and career goals. - Establish and maintain healthy team operating rhythms: sprint cadence, backlog grooming, incident retrospectives, and async-first communication practices that work across time zones. - Build a culture of ownership, craft, and continuous improvement — where reducing toil and improving reliability is celebrated, not just expected. - Serve as an escalation point for complex technical issues and a knowledge resource for the broader IT Engineering organization. Program Management & Delivery - Define and maintain the CPE roadmap in alignment with IT Engineering strategy, company-wide security priorities, and Affirm's FY roadmap cycles. - Establish a prioritization framework that balances project work, platform health (KTLO), compliance obligations, and stakeholder requests — with enough transparency that tradeoffs are visible and defensible. - Build and own the KPIs and reporting that give you, your team, and leadership real visibility into endpoint compliance posture, patch currency, deployment reliability, and incident trends. - Implement structured change control processes: communication, testing gates, rollback plans, and post-deployment review for platform changes that affect a global workforce. Technical Direction & Platform Ownership - Guide the architecture and long-term strategy for Affirm's endpoint platform — macOS-first, with Windows and mobile in scope — including MDM configuration, zero-touch provisioning, and the automation pipelines that keep the fleet healthy at scale. - Drive key technical initiatives including permission automation, third-party patching, silent update delivery, and device lifecycle improvements. - Champion infrastructure-as-code and automation-first engineering practices across the team — reducing manual toil and creating durable, repeatable processes. - Evaluate new tooling and approaches, run POCs, and make clear adoption recommendations grounded in security, reliability, and operational efficiency. Cross-Functional Partnership - Build strong working relationships with Security, Identity/IAM, Developer Productivity, and IT Support — acting as a reliable partner and technical peer, not just a fulfillment queue. - Partner with Security to onboard and maintain endpoint security agents (EDR, AV, disk encryption) and enforce least-privilege policies at scale. - Represent CPE in cross-functional planning conversations, bringing clear data and grounded recommendations to tradeoff discussions. - Work closely with Developer Productivity to understand and support the unique endpoint needs of Affirm's engineering population. What We Look For - 5+ years of hands-on experience in endpoint engineering, client platform, or corporate IT engineering at scale — with a strong understanding of macOS device management (Jamf), MDM architecture, and endpoint security practices. - Exposure to compliance frameworks relevant to endpoint security (SOC 2, CIS Benchmarks, or similar). - 2+ years of people management or formal technical leadership experience, including setting direction, running 1:1s, and developing individual engineers. - Demonstrated ability to build and run a program from scratch — establishing operating cadences, KPI frameworks, and prioritization processes where none previously existed. - Scripting and automation proficiency in Bash and at least one additional language (Python strongly preferred); comfort integrating with RESTful APIs (MDM, Okta, Google Workspace, etc.). - Strong cross-functional instincts — able to navigate competing priorities, build trust with partner teams, and communicate technical decisions clearly to non-technical stakeholders. - A track record of shipping improvements reliably and iteratively, with attention to rollback safety, communication, and compliance documentation. Nice to have - Familiarity with package and software distribution pipelines (AutoPkg, Munki, or equivalent). - Prior experience in a fintech, high-growth, or regulated environment where security and compliance requirements are first-class concerns. - Experience with infrastructure-as-code or configuration management tooling (Terraform, Ansible, or equivalent) in an IT or corporate engineering context. - Jamf Pro experience at an enterprise level (Jamf 300 or equivalent depth preferred). - Experience with Windows endpoint management (Intune, SCCM, or equivalent). Pay Grade - M Equity Grade - 7 Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.) USA base pay range (CA, WA, NY, NJ, CT) per year: $180,000 - 230,000 USD USA base pay range (all other U.S. states) per year: $160,000 - 210,000 USD Please note that visa sponsorship is not available for this position. LI-Remote Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities. We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include: - Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents - Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses - Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge - ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process. [For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records. By clicking "Submit Application," you acknowledge that you have read Affirm's Global Candidate Privacy Notice and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. About the Legal, Compliance, and Public Affairs team The Legal, Compliance, and Public Affairs team is a group of dedicated professionals committed to helping Affirm scale, innovate, and provide outstanding products for consumers, merchants, and key partners. We combine legal, compliance, and policy expertise to guide growth, shape products, and build trust across our ecosystem. Our work spans multiple professional disciplines and provides the foundation for Affirm’s mission to deliver honest financial products. Affirm’s Compliance team designs and implements a compliance program that proactively addresses regulatory requirements while also identifying potential compliance issues that may arise. Compliance program activities include advisory, training, testing & monitoring, reporting, and oversight. Although a second line of defense, Compliance partners with the business to support new products, markets, and initiatives, as well as issue identification, remediation plans, and risk assessment. Compliance uses multiple data sources to enable informed decision-making, strengthen controls, and support better outcomes for consumers. Affirm is seeking a Compliance Lead to join the Direct-to-Consumer Product Compliance team. This role is primarily focused on product advisory, with close partnership across Product, Engineering, and Operations teams throughout the development lifecycle. You will engage in the decision-making process, helping teams identify key risks, ask the right questions, and navigate complex and ambiguous scenarios. While regulatory requirements may be clearly defined, applying them in a product context often requires thoughtful interpretation. In this role, you will operate effectively in gray areas, balancing regulatory expectations with business and customer considerations, and providing guidance that is both compliant and practical. You will work with cross-functional partners to evaluate tradeoffs and develop flexible, well-reasoned solutions that enable progress while managing risk. The Compliance Lead will play a key role in ensuring business partners adhere to applicable regulatory requirements and internal policies. You will collaborate closely with Legal and Compliance stakeholders to assess risk, interpret regulatory requirements, and guide teams toward effective and sustainable compliance outcomes. The ideal candidate brings a strong background in financial services compliance, a solid understanding of the fintech landscape, and demonstrated experience advising on consumer-facing products within complex regulatory environments. What You’ll Do - Collaborate with the Product teams to optimize Affirm's offerings by identifying and mitigating compliance risks without compromising business objectives. - Review and approve financial services marketing materials to ensure they comply with regulations and industry standards. - Partner cross-functionally with Compliance, Legal, Risk, and Product to complete reviews and address root causes of compliance issues. - Develop and maintain compliance training and reference materials. - Operate in a fast-paced environment while delivering detailed and diligent work. - Support the completion of the compliance risk assessment and control inventory, including collecting and documenting results. - Serve as an expert on regulatory compliance, especially as it applies to new and revised financial products and services. What We Look For - Bachelor’s degree or equivalent experience (compliance certifications a plus) - 5+ years of experience in a compliance product advisory role within financial services - Experience supporting or advising on products subject to TILA (Reg. Z) and/or EFTA (Reg. E) (e.g., credit cards, payments, or deposit-like products) - Experience working in fast-paced, ambiguous environments and making risk-based decisions with incomplete information - Experience advising revenue-generating stakeholder groups, ideally including Product and Engineering teams - A strong interest in fintech and consumer financial protections - Working knowledge of consumer financial laws and regulations, including UDAAP, CAN-SPAM, FCRA, TCPA, TILA (Reg. Z), ECOA (Reg. B), EFTA (Reg. E), and TISA (Reg. DD) - Inquisitive and proactive in identifying problems, proposing creative solutions, and adapting in a fast-paced environment - Ability to work in a self-directed environment with strong strategic thinking and problem-solving skills, and operate effectively with minimal guidance - Strong verbal and written communication skills, with the ability to clearly present complex and nuanced issues Pay Grade - J Equity Grade - 4 Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. Base pay is part of a total compensation package that may include monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents). In addition, the employees may be eligible for equity rewards offered by Affirm Holdings, Inc. (parent company). CAN base pay range per year: $102,000 - $142,000 This posting is for an existing vacancy. Please note that visa sponsorship is not available for this position. LI-Remote Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities. We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include: - Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents - Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses - Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge - ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process. [For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records. By clicking "Submit Application," you acknowledge that you have read Affirm's Global Candidate Privacy Notice and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. Affirm’s Compliance team designs and implements a compliance program that proactively addresses regulatory requirements while also identifying potential compliance issues that may arise. Compliance program activities include advisory, training, testing & monitoring, reporting, and oversight. Although a second line of defense, Compliance partners with the business to support new products, markets, and initiatives, as well as issue identification, remediation plans, and risk assessment. Compliance uses multiple data sources to enable informed decision-making, strengthen controls, and support better outcomes for consumers. Affirm is seeking a Compliance Analyst II to support its compliance governance and oversight program. This analyst will credibly challenge Affirm’s operations team to mitigate risk and ensure compliance with federal and state regulations. This includes investigating and responding to operations issues, reviewing consumer complaints, engaging team members, and supporting larger initiatives such as process improvement. What You’ll Do: - Review and credibly challenge internal responses to consumer complaints and potential issues from the operations team and guide them regarding a wide variety of regulatory requirements, including (but not limited to) credit reporting, disputes, bankruptcy, fair lending, UDAAP; - Review customer complaints to identify root cause, analyze trends, and find opportunities for product and process improvements to fix recurring issues; - Work with cross-functional partners to address compliance concerns and bring to senior management, when required; - Assist with metrics reporting and provide input on process improvement; - Support other key compliance and risk management projects, as needed. What We Look For: - 3 to 5+ years of professional work experience in Compliance, Enterprise or Operational Risk, or Audit within a financial services company, Fintech, or regulatory agency; - Inquisitive and proactive in proposing creative, effective solutions; - Strong project management, critical thinking, time management, and analytical skills; - Excellent verbal and written communication skills, with the ability to present sophisticated and critical issues; - Strong curiosity about fintech and consumer financial protections. Pay Grade - H Equity Grade - 3 Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.) USA base pay range (CA, WA, NY, NJ, CT) per year: $100,000 - $150,000 USA base pay range (all other U.S. states) per year: $88,000 - $138,000 Please note that visa sponsorship is not available for this position. LI-Remote Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities. We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include: - Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents - Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses - Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge - ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process. [For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records. By clicking "Submit Application," you acknowledge that you have read Affirm's Global Candidate Privacy Notice and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. The Risk & Analytics team makes crucial decisions that direct Affirm’s business strategy. Our team designs and runs experiments to decide which product features to launch and which marketing campaigns to fund. We analyze performance not just to report on it, but to determine where to invest resources for maximum impact through building tools and analytical frameworks. We take ownership of the entire analytical lifecycle, from initial question to final business decision, ensuring Affirm grows efficiently and intelligently. The Credit team works cross-functionally with Machine Learning, Product, Engineering, Capital Markets, and Commercial teams to responsibly manage the risk profile of the business. We’re looking for a thoughtful, driven individual who wants to learn, grow, and solve hard problems. The team’s mandate is to enable sustainable growth while closely managing the profitability and resilience of our portfolio. As Affirm continues on an exciting growth trajectory; thinking through credit policies for new initiatives and products, shaping ongoing testing and experimentation, and being ready for navigating through any exogenous changes will be important problems to tackle. The ideal candidate brings exceptional analytical rigor, deep credit domain expertise, and the ability to influence stakeholders across both technical and non-technical teams. You thrive in ambiguity, can translate complex regulatory and economic insights into actionable credit strategies, and are comfortable operating at both strategic and execution levels. Come join us in our mission to change consumer finance through better data and technology, lower costs, and increased transparency while providing the best customer experience! What You’ll Do - Leverage advanced data analytics to derive insights and optimize credit strategies across products and geographies. - Partner with Engineering to design and build scalable risk models and credit risk capabilities. - Monitor portfolio performance and macroeconomic trends that impact loan outcomes; proactively adjust underwriting and marketing strategies to mitigate risk. - Collaborate closely with Product, Legal, and Compliance teams to interpret evolving regulatory and market requirements across jurisdictions, and translate them into credit policy, underwriting, and product design recommendations. - Engage and coordinate with external stakeholders — including merchants, vendors, and regulatory bodies — to align credit risk practices, ensure compliance, and strengthen strategic partnerships. - Oversee the development and execution of credit underwriting frameworks that balance growth, compliance, and risk mitigation goals. - Drive cross-functional discussions to ensure new product launches and market entries are aligned with risk appetite, operational capabilities, and local regulations. What we look for - Degree in Data Science, Computer Science, Engineering, Economics, or a related field, and 4+ years of experience (or equivalent senior-level experience) - Experience setting credit strategy for de novo products using Sandbox data, retrospective studies or archives - Experience in high-line unsecured lending, especially in the home improvement vertical - SQL, Python, or other scripting languages - Data mining, data visualisation, and statistical modeling - Applying machine learning techniques to credit risk management - Leveraging advanced analytics to develop and optimise credit strategies - Monitoring and interpreting model performance metrics across portfolios - Proven experience leading cross-functional initiatives that bridge Product, Legal, Compliance, and Engineering to align credit strategies with regulatory frameworks and business objectives. - Deep understanding of consumer lending regulations, fair lending principles, and regional market dynamics influencing credit policy and underwriting. - Ability to translate complex regulatory and economic insights into actionable credit and product strategies. - Demonstrated success mentoring high-performing analytical teams and driving data-informed decision-making at scale. - Exceptional communication skills with the ability to influence senior stakeholders across technical and non-technical functions. Pay Grade - M Equity Grade - 8 Employees new to Affirm typically come in at the start of the pay range . Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.) USA base pay range (CA, WA, NY, NJ, CT) per year: $180,000 - $230,000 USA base pay range (all other U.S. states) per year: $160,000 - $180,000 LI-Remote Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities. We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include: - Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents - Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses - Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge - ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process. [For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records. By clicking "Submit Application," you acknowledge that you have read Affirm's Global Candidate Privacy Notice and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. The Risk & Analytics team makes crucial decisions that direct Affirm’s business strategy. Our team designs and runs experiments to decide which product features to launch and which marketing campaigns to fund. We analyze performance not just to report on it, but to determine where to invest resources for maximum impact through building tools and analytical frameworks. We take ownership of the entire analytical lifecycle, from initial question to final business decision, ensuring Affirm grows efficiently and intelligently. After building a market-leading BNPL network, we’re entering our next ambitious chapter: transforming DTC shopping. At the center of this vision is the Affirm Marketplace, a rapidly scaling, high-leverage platform that connects consumers with merchants in a dynamic, two-sided ecosystem. We’re looking for a Marketplace Analytics Lead to help architect and optimize the economic engine of our marketplace, balancing supply, demand, pricing, and user experience to drive sustainable growth. This is a high-impact IC role at the intersection of product, growth, and marketplace strategy. What You’ll Do - Own marketplace monetization and economics, balancing merchant supply, consumer demand, and pricing to drive engagement, conversion, and profitability - Monitor marketplace performance and adjust strategies based on engagement, relevance, merchant outcomes, LTV, and overall health - Build and maintain dashboards and reporting to track key Marketplace KPIs and enable data-driven decisions - Partner with Sales, Client Success, and Marketing to grow marketplace partners and increase merchant value - Collaborate with Product and Engineering to improve the effectiveness, competitiveness, and relevance of Marketplace inventory and offers - Analyze supply-side dynamics, including incentives, pricing, and placement, to understand elasticity and drive incremental GMV - Lead analyses and experiments to test and refine new placements and optimize marketplace performance - Conduct loan-level profitability analyses to ensure offers align with credit and financial goals while balancing consumer and merchant value - Evaluate affiliate portfolio performance by integrating network data, identifying trends, and assessing the incremental impact of merchant-funded incentives What We’re Looking For - 7+ years in analytics, with experience in marketplaces, ads/affiliate ecosystems, or two-sided platforms - Strong intuition for supply-demand dynamics, pricing, and marketplace tradeoffs - Experience with data tools such as SQL, Python, DBT, Sigma; comfortable managing ETLs and working with engineering teams to optimize data pipelines - Strong curiosity and bias toward leveraging AI tools to accelerate analysis, automate workflows, and increase personal and team productivity - Experience working cross-functionally with Product, GTM, and Engineering - High ownership, strong judgment, and a bias toward action Pay Grade - M Equity Grade - 8 Employees new to Affirm typically come in at the start of the pay range . Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.) USA base pay range (CA, WA, NY, NJ, CT) per year: $180000 - $230000 USA base pay range (all other U.S. states) per year: $160000 - $180000 LI-Remote Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities. We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include: - Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents - Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses - Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge - ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process. [For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records. By clicking "Submit Application," you acknowledge that you have read Affirm's Global Candidate Privacy Notice and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. We’re looking for a driven, analytically-minded professional to join the Core Analytics team within the Risk & Analytics organization! Our team improves the developer experience across Affirm by building scalable data infrastructure, streamlining workflows, and fostering a culture of learning and documentation. This role sits at the intersection of data and engineering, while staying focused on turning developer workflows and system reliability into clear, actionable signals that accelerate delivery. The Risk & Analytics team makes crucial decisions that direct Affirm’s business strategy. We analyze performance not just to report on it, but to determine where to invest resources for maximum impact through building tools and analytical frameworks. We take ownership of the entire analytical lifecycle, from initial question to final business decision, ensuring Affirm grows efficiently and intelligently. The ideal candidate will have strong technical and problem-solving skills, an eagerness to collaborate with different teams, curiosity to learn more every day, and patience to work through difficult problems. What you will do - Own end-to-end analytics workflows: define success metrics, generate insights and hypotheses, and build scalable data models - Identify and drive improvements across the developer and analytics lifecycle: uncover bottlenecks, quantify their impact, then partner with teams to drive alignment and deliver measurable impact. - Build and maintain high-quality analytics foundations: establish best practices for testing, alerting, documentation, and code review to ensure data is accurate, reliable, and trusted. - Support efforts to identify and organize key business metrics, helping improve discoverability, alignment, and clarity across teams. - Continuously seek out implementing improved operational workflows and more effective analytics solutions. - Elevate the analytics community at Affirm: contribute to shared tooling, reviewing colleagues pull requests, drive knowledge sharing, and increase cross-team collaboration. What we look for - Passion to redefine the lending and financial industry for the better - 1-3 years of experience in an analytically-driven role (analytics, consulting, finance, etc.); Preferably previous experience as an Analytics Engineer, Business Intelligence, or Data Analyst roles - Strong working knowledge of SQL (preferably Snowflake) - Knowledge of analytics development tools such as Git, Sigma, DBT, Snowflake, Claude Code and Cursor - Practical and theoretical knowledge of A/B testing is a plus - Strong interpersonal skills and ability to work cross-functionally and influence both technical and non-technical audiences - Ability to think creatively and critically and thrive in a fast-paced, dynamic, and often ambiguous work environment - Bachelor's or Master's degree in a quantitatively rigorous subject area like statistics, math, finance, economics desired - Enough laziness to find a faster way to do your least favorite tasks - Humility and team player - you go out of your way to help teammates Base Pay Grade - I Equity Grade - 5 Employees new to Affirm typically come in at the start of the pay range . Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.) USA base pay range (CA, WA, NY, NJ, CT) per year: $115,000 - $155,000 USA base pay range (all other U.S. states) per year: $102,000 - $142,000 LI-Remote Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities. We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include: - Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents - Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses - Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge - ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process. [For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records. By clicking "Submit Application," you acknowledge that you have read Affirm's Global Candidate Privacy Notice and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. The Affirm Bank Compliance team builds and leads a robust, independent compliance program that enables responsible innovation. They safeguard customers, ensure adherence to laws, and provide trusted oversight of products and partnerships—empowering Affirm Bank to grow with integrity, transparency, and strong regulatory confidence. This role will be proximal to the Las Vegas, Nevada area and will require occasional in-person meetings and travel. What You’ll Do We’re looking for a strategic, analytical, and proactive CRA Compliance Lead who brings customer empathy and strong judgment to help Affirm Bank grow responsibly and deliver on its mission. - Serve as Affirm Bank’s CRA Officer, leading strategy, analysis, and regulatory reporting to ensure meaningful community impact and strong exam readiness - Build and maintain relationships with community groups in the Clark County, Nevada assessment area, identifying opportunities that support local development and expand access to financial services - Own the consumer complaints program, driving insights, trend analysis, and improvements that enhance customer outcomes and transparency - Provide clear, solutions-oriented compliance advisory to business partners, enabling responsible product innovation and execution - Lead policy and procedure governance, ensuring frameworks are practical, up-to-date, and aligned with regulatory expectations - Navigate complex regulatory environments with sound decision-making, balancing risk management with business priorities - Collaborate cross-functionally to strengthen compliance culture, share knowledge, and drive continuous improvement What We Look For You are a thoughtful, collaborative, and results-oriented compliance leader who owns your craft, builds trust with others, and raises the bar through curiosity and accountability. - Deep expertise in CRA and consumer compliance, with the ability to translate regulations into clear, actionable guidance - Analytical and strategic thinker who uses data and insights to inform decisions and anticipate risk - Proactive and resourceful operator who takes initiative and drives work forward with accountability - Communicative and collaborative partner who builds alignment across teams and engages effectively with regulators and community stakeholders - Customer-oriented mindset with strong empathy for community needs and a passion for fair and responsible banking - Adaptable and resilient in navigating ambiguity, with a continuous learning mindset - Disciplined and reliable in managing governance processes, reporting, and regulatory commitment Base Pay Grade - J Equity Grade - 5 Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.) USA base pay range (Nevada) per year: $ 115,000 - $155,000 Please note that visa sponsorship is not available for this position. Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities. We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include: - Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents - Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses - Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge - ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process. [For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records. By clicking "Submit Application," you acknowledge that you have read Affirm's Global Candidate Privacy Notice and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. Consumer Growth Experience Engineering (CGX) builds the platforms and end-to-end experiences that power Affirm’s consumer growth across push, email, app, and web. We own the core engagement surfaces and systems that help customers discover value, onboard seamlessly, and take confident next steps by using personalization, segmentation, and experimentation to deliver the right experience at the right moment. Our work sits at the intersection of product, analytics, design, platform, and growth. We focus on building scalable, reliable tooling and consumer experiences that enable rapid go-to-market, improve conversion and activation, and grow long-term customer value. If you’re excited about shaping high-impact consumer journeys, solving ambiguous growth problems, and turning strategy into measurable outcomes at scale, CGX is the team for you. What You'll Do - You will be responsible for owning and delivering quarterly goals for your team, leading engineers through ambiguity to solve open-ended problems, and ensuring that everyone is supported throughout delivery. - You will support peers and stakeholders in the product development lifecycle by collaborating with product management, design, and analytics, participating in ideation, articulating technical constraints, and partnering on decisions that properly consider risks and trade-offs. - You will proactively identify project, process, technology, or business issues, advocate for them, and lead in solving them. - You will support the operations and availability of your team’s artifacts by creating and monitoring metrics, escalating when needed, and supporting “keep the lights on” and on-call efforts. - You will foster a culture of quality and ownership by setting or improving code review and design standards for your team, and advocating for them beyond your team through writing and tech talks. - You will help develop talent on your team by providing feedback and guidance, and leading by example. What We Look For - You have experience leading significant mobile initiatives (React Native or native), including defining architecture, coordinating cross-functional launches, and maintaining high reliability in production environments. - You have experience working across the React Native and native boundaries (Swift/Kotlin), debugging platform-specific issues and improving developer tooling, CI/CD, and release processes for mobile apps. - You have experience implementing experimentation, feature flagging, and analytics instrumentation in mobile applications, ensuring safe rollouts and measurable impact. - You have experience shipping web apps using declarative UI frameworks like React or Vue. - You are proficient in working with JavaScript/TypeScript. - You have a total of 4+ years of experience as a software engineer. - You are experienced in designing, developing, and launching backend systems at scale using technologies like Python, Kotlin, AWS, MySQL, and Kubernetes. - You have experience defining a technical plan for the delivery of a significant feature or system component with an elegant, simple, and extensible design, and you write high-quality code that is easily understood and used by others. - You are proficient at making significant changes in a large codebase and have developed a suite of tools and practices that enable you and your team to do so safely. - Your experience demonstrates that you take ownership of your growth, proactively seeking feedback from your team, your manager, and your stakeholders. - You have strong verbal and written communication skills that support effective collaboration with a global engineering team. - This position requires either equivalent practical experience or a Bachelor’s degree in a related field. Pay Grade - N Equity Grade - USA 8 Employees new to Affirm typically come in at the start of the pay range . Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.) USA base pay range (CA, WA, NY, NJ, CT) per year: $190,000 - $240,000 USA base pay range (all other U.S. states) per year: $169,000 - $219,000 Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of hire. We have a simple and transparent remote-first grade-based compensation structure. Offer amounts within the range are based on a number of factors including but not limited to job-related skills, experience, and relevant education or training. Across the broader organization, certain roles are eligible for equity awards upon hire, promotion, tenure milestones and for performance. We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include: - Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents - Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses - Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge - ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process. LI-Remote Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities. We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include: - Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents - Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses - Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge - ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process. [For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records. By clicking "Submit Application," you acknowledge that you have read Affirm's Global Candidate Privacy Notice and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. We are seeking a seasoned Engineering Manager to lead our Resilience Engineering team. This role is critical in ensuring the safety and reliability of our production systems through proactive validation techniques, including production load testing and chaos engineering. You will lead the development of systems and practices that allow engineers to safely test system behavior under stress and failure conditions in production, ensuring issues are discovered and mitigated before they impact real users. What you’ll do Leadership & Strategy - Define and drive the vision for resilience engineering at Affirm, with a focus on production load testing and chaos engineering as first-class engineering practices. - Lead and mentor a team of engineers building platforms and tooling for safe production experimentation. - Partner with infrastructure, product, and security leadership to embed resilience validation into the software development lifecycle. - Establish best practices for safely testing system limits and failure scenarios in production. Systems & Operations - Own the design and evolution of platforms that enable safe, controlled production load testing and fault injection. - Ensure strong safeguards are in place, including isolation boundaries, approval workflows, and automated rollback mechanisms to protect real users. - Build systems that provide end-to-end observability, traceability, and auditability for all resilience experiments. - Drive reliability improvements by systematically identifying weaknesses through load testing and chaos experiments. - Establish monitoring, alerting, and incident response practices tailored to proactive resilience validation. Collaboration & Enablement - Work closely with engineering teams to design and execute production load tests and chaos experiments safely. - Partner with infrastructure teams to build guardrails around tests and experimentations. - Enable teams to adopt resilience practices by providing reusable tooling, frameworks, and standardized workflows. - Identify systemic weaknesses and lead cross-functional efforts to improve reliability and fault tolerance. - Evangelize a culture of “test failure before failure tests you” across the organization. What we look for - Proven experience leading engineering teams in reliability, infrastructure, or distributed systems. - Hands-on experience with production load testing, chaos engineering, or large-scale system validation. - Experience with leveraging a chaos engineering vendor such as Gremlin, Harness, or something similar. - Strong understanding of failure modes in distributed systems, including latency, partial failure, and cascading outages. - Experience building or operating systems with strong safety guarantees (isolation, rate limiting, guardrails, auditability). - Familiarity with cloud-native environments (AWS, Kubernetes) and observability tooling. - Strong programming background (e.g., Python, Kotlin, Java, or similar). - Excellent problem-solving skills and the ability to balance long-term resilience investments with immediate business needs. - Strong communication and leadership skills, with a track record of influencing engineering practices across teams. This posting is for an existing vacancy. Pay Grade - P Equity Grade - 7 Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. Base pay is part of a total compensation package that may include monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents). In addition, the employees may be eligible for equity rewards offered by Affirm Holdings, Inc. (parent company). CAN base pay range per year: $178,000 - $228,000 LI-Remote Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities. We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include: - Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents - Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses - Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge - ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process. [For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records. By clicking "Submit Application," you acknowledge that you have read Affirm's Global Candidate Privacy Notice and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. Affirm strives to be an honest and transparent financial company that is a leader in the Buy Now Pay Later industry. Affirm does this by giving consumers the financial flexibility without any hidden fees or compounding interest. Affirm seeks to provide better financial products to improve the lives of consumers and we are looking for an Operations Associate who will join our team to humbly serve our customers. As part of our Customer Operations team, Operations Associates ensure timely and accurate resolution of complex customer inquiries through omni-channel communication, and partner with cross-functional teams to implement new systems and products. Our ideal candidate is ready to learn and develop their career as a part of a dynamic and collaborative team. What you’ll do - Resolve escalated customer inquiries via predominantly email, with occasional need for phone calls to support customers. - Responsible for maintaining a high level of professionalism and maintaining excellent Quality Assurance scores with clients while working to establish a positive rapport - Utilization of your in-depth product and financial knowledge to communicate, investigate, and resolve customer issues on a larger variety of case types. - Participate and assist in ongoing training to develop new skills and responsibilities - Help identify trends and areas of improvement including agent coaching, quality monitoring and product features - Participate in the incubation phase of new products and features and assist with ad-hoc projects as needed - Responsible for independently managing schedules and emails channels in order to drive higher productivity performance and quality scores. - Proactive willingness to collaborate cross-functionally with other Affirm teams to analyze, assess and resolve complex customer issues - Opportunity to participate in voluntary specialized processes in addition to day to day responsibilities - Initiate document creation, including meeting minutes, N-Pagers, and procedural updates What we look for - Willingness to support operation functions on evenings, weekends and public holidays - Excellent verbal and written communication skills - Capable of delivering high quality work independently and/or virtually while remaining flexible in a fast-growth environment - 1-3 years required experience interacting with customers in an omnichannel environment (phone, email, chat, etc) - Experience within the financial industry is a plus - Sound judgment and proactive problem solving skills - Ability to apply analytical thinking in decision making with keen organizational skills and attention to detail - Team player with an interest in collaborating with and learning from cross-functional partners - Strong follow-through and ability to manage competing priorities - Mac (iOS) and Google Workspace (formerly G Suite) knowledge a plus - Comfortable with working with Key Performance Indicators (KPIs) to assess and drive performance Pay Grade - B Equity Grade - 1 Employees new to Affirm typically come in at the start of the pay range . Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.) CAN base pay range per year: $39,000 - $59,000 CAD Please note that visa sponsorship is not available for this position. This posting is for an existing vacancy. LI-Remote Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities. We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include: - Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents - Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses - Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge - ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process. [For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records. By clicking "Submit Application," you acknowledge that you have read Affirm's Global Candidate Privacy Notice and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.